Your browser does not support javascript! Please enable it, otherwise web will not work for you.

Lead Engineer - Making Payments

Home > Ruby programming jobs

Lead Engineer - Making Payments in Australia new

  • Sydney

Responsibilities

  • Define and build reliable, scalable, performant, and secure core services for Xero’s Payments Platform.
  • Set the technical direction and architecture for bill payments and future money-movement capabilities.
  • Contribute hands-on to production code, proof-of-concepts, technical deep dives, and design reviews.
  • Solve complex fintech, payments, and distributed-systems problems across global payment rails, orchestration, compliance, and fraud.
  • Drive reliability, security, testability, observability, high availability, and operational excellence.
  • Lead on-call practices and maintain the health of tier-one production systems.
  • Collaborate with product, security, risk, operations, legal, compliance, design, and partner engineering teams.
  • Coach and mentor engineers at different career stages and raise engineering quality.
  • Champion AI tools and AI-led engineering practices across the team.

Requirements

  • Senior technical experience in a role such as Staff Engineer or Tech Lead.
  • Experience delivering highly available, distributed backend systems at scale, ideally in payments, fintech, or another regulated industry.
  • Strong system architecture and API design experience, including synchronous and asynchronous event-based designs.
  • Proficiency in at least one modern backend language; C# is a bonus, while Java, Go, or C++ are also accepted.
  • Cloud-native experience, ideally with AWS.
  • Experience with both SQL and NoSQL databases.
  • Ability to create clear execution plans for complex problems while maintaining focus on security, testability, observability, and on-call health.
  • Experience building cross-functional relationships and coaching engineers.
  • Hands-on use of AI tools and interest in applying AI to strengthen engineering workflows and platforms.

Benefits

  • Hybrid work based in Sydney or Melbourne, combining office and work-from-home flexibility.
  • Wednesday and Thursday Boost days bring teams together in the office.
  • Work with a globally distributed team across Australia and the United States.
  • Opportunity to shape foundational global payments infrastructure and future product lines.

Xero

Trusted by 5M around the world on the most loved SMB accounting platform. Xero's Community Guidelines: https://www.xero.com/support/community-guidelines/

Similar positions

Senior Elixir Engineer

  • Driftrock
  • Full time
  • Remote
  • 11/10/2026
  • Salary: $80k-$106k
  • United Kingdom

Software Engineer, Financial Data & Payments

  • Gusto
  • Full time
  • USA
  • 11/10/2026
  • Salary: $183k - $245k/yr
  • Remote

Senior Software Engineer (Backend) - Fraud

  • BVNK
  • Full time
  • Remote
  • 11/09/2026
  • Salary: EUR 70,000 - 110,000 [Bulgaria]
  • Bulgaria, Poland

Junior Backend Engineer - Vinted Academy

  • Vinted
  • Full time
  • Others
  • 11/09/2026
  • Vilnius, Lithuania

Junior Backend Engineer - Vinted Academy

  • Vinted
  • Full time
  • Others
  • 11/09/2026
  • Kaunas, Lithuania