Highnote

Highnote builds a unified payments platform for enterprises to issue cards, acquire payments, manage credit, maintain ledgers, and move money in real time via APIs. Digital-first businesses use it to launch virtual and physical card programs, embed payments, and integrate wallets and accounting on a single stack. Founded in 2020 and headquartered in San Francisco, the privately held company was started by leaders from Braintree, PayPal, and Lending Club.