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Kredivo Group builds digital consumer finance products in Southeast Asia, including instant credit for e-commerce and offline purchases, personal loans, and neobank services. It operates the brands Kredivo, KrediFazz, Krom Bank in Indonesia, GajiGesa, and Timo in Vietnam. The company is privately held and backed by investors such as Mizuho Bank, Amazon, Square Peg Capital, Asia Partners, Cathay Innovation, Jungle Ventures, and Mirae Asset.