Mitsubishi UFJ Financial Group is a publicly traded Japanese banking group headquartered in Chiyoda, Tokyo, offering commercial and investment banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing to consumers, corporations, and institutions. It generates revenue from lending interest, transaction fees, and investment services. Formed in 2005 through the merger of Mitsubishi Tokyo Financial Group and UFJ Holdings, MUFG operates globally across the Americas, EMEA, and Asia-Pacific markets.