Vivid Money builds a European finance platform for SMEs and individuals, combining business banking (multi-currency accounts, cards with cashback, payments, invoicing, and bookkeeping) with consumer investing in stocks, ETFs, and crypto. Founded in 2019 and headquartered in Berlin, it operates across Europe and is privately held; its entities are regulated as an Electronic Money Institution in Luxembourg and an Investment Firm in the Netherlands. Revenue comes from account, card, and brokerage services.