Method Financial provides an API to connect consumer credit and liability accounts and execute payments, enabling lenders and fintech apps to verify, manage, and repay debts in real time. Founded in 2021 and headquartered in New York, it is privately held. Customers include SoFi, Bilt, Cleo, Sezzle, Figure, and Aven, with coverage across 15,000+ financial institutions and support for credential-less account linking and embedded bill pay.