Barclays is a UKābased universal bank that provides retail and commercial banking, credit cards (Barclaycard), wealth management, and investment banking to consumers, businesses, and institutions. Publicly listed in London and New York, it generates revenue from net interest income, fees, and markets activities, and operates across Europe, the Americas, the Middle East, and Asia. Founded in 1690 and headquartered in London, it serves customers through digital channels and a branch network.